Kumpulan judul akuntansi syariah9/21/2023 ![]() Sampling technique is based on the provisions of percentage according to Suharsini Arikunto (1993: 120). ![]() Data Collection Technique is done by Library Study and Field Study. Therefore, PT BPRS (Islamic Loan Bank) Artha Madani analyzes credit well before approving financing for prospective borrowers and gives attention to various aspects related to financing processing.This type of research is associative. ![]() This credit grant has a high enough risk factor and has a significant effect on Bank soundness. Funds provided will be used in accordance with the objectives and will eventually be returned to the bank in accordance with the agreed agreement. In giving credit, the bank must have the trust to the prospective debtor as well as the debtor has the confidence to save the funds in the bank. The Bank developed a selection process to screen each proposed credit (proposed financing) proposal. The bank must be able to control the credit risk it provides. In this regard, banks should only provide financing (credit) to the appropriate debtor. The bank can not say that the loans it provides are not collectible, the public funds can not be paid. On the other hand the bank must pay every rupiah of public funds placed on it. ![]() Debtors (credit recipients) can present a million reasons for not paying their obligations. Credit is a risky business, where there is a possibility of credit being given uncollectible (bad credit). ![]()
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